City of London HMO & Article 4 planning
1150 applications in the last 12 months · Current to 24 September 2026 via the council's own planning portal. · Analysis updated 20 Sep 2026 · Low confidence
City of London — 1,175 applications in 12 months; minimal HMO-specific regulation in our records.
Central London's financial core: ultra-dense commercial stock, daytime-only population, limited residential footprint.
One Article 4 direction in our records (non-HMO-classified); high application throughput suggests active development climate, though council stance unclear from data.
Insufficient data for a confident read. Bridging/HMO play unlikely in a primarily commercial zone with minimal residential base.
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Investment Grade
A: select with confidence · B: selectable with discipline · C: case-by-case · D: avoid unless exceptional
Insufficient data for city_of_london (1152 apps, 775 decided).
| Type | Count | Decided | Approval | Avg weeks | Risk | Investor notes |
|---|---|---|---|---|---|---|
| Other | 677 | 480 | 98% | 11.4 | unknown |
Insufficient data for AI assessment.
|
| Discharge of Condition | 104 | 45 | 100% | 7.0 | unknown |
Insufficient data for AI assessment.
|
| Advertisement / Signage | 81 | 57 | 89% | 14.4 | unknown |
Insufficient data for AI assessment.
|
| Commercial / Retail / Food & Beverage | 79 | 53 | 96% | 13.2 | unknown |
Insufficient data for AI assessment.
|
| Listed Building / Heritage | 56 | 43 | 100% | 12.0 | unknown |
Insufficient data for AI assessment.
|
| HMO / House in Multiple Occupation | 35 | 16 | 94% | 9.6 | unknown |
Insufficient data for AI assessment.
|
| Demolition | 34 | 25 | 100% | 10.7 | unknown |
Insufficient data for AI assessment.
|
| Change of Use | 21 | 18 | 89% | 19.1 | unknown |
Insufficient data for AI assessment.
|
| New Build Commercial / Industrial | 21 | 12 | 100% | 12.2 | unknown |
Insufficient data for AI assessment.
|
| Telecommunications | 14 | 5 | 100% | 8.7 | unknown |
Insufficient data for AI assessment.
|
| Residential Extension / Householder | 9 | 7 | 71% | 12.5 | unknown |
Insufficient data for AI assessment.
|
| Lawful Development Certificate | 9 | 7 | 100% | 6.9 | unknown |
Insufficient data for AI assessment.
|
| New Build Residential | 7 | 3 | 100% | 15.2 | unknown |
Insufficient data for AI assessment.
|
| Prior Approval / Permitted Development | 4 | 3 | 100% | 4.1 | unknown |
Insufficient data for AI assessment.
|
| Tree Works | 1 | 1 | 100% | 20.0 | unknown |
Insufficient data for AI assessment.
|
HMO Requirements in City of London
What it takes to run a House in Multiple Occupation in City of London — whether you need planning permission, the licence the property must hold, and the statutory minimum room sizes. Verify current details with the council before committing.
Full guides: HMO licensing in City of London ↗ · Article 4 directions ↗
No HMO Article 4 direction in our records for this borough. Where no direction applies, converting a home to a small HMO (C4, up to six occupants) is usually permitted development — but coverage can be incomplete, so verify with the council before relying on this.
See the full Article 4 picture below ↓Any HMO occupied by five or more people making up two or more separate households (sharing a kitchen, bathroom or toilet) must hold a mandatory HMO licence. This applies in every council in England, regardless of the number of storeys.
| One person aged over 10 | 6.51 m² |
| Two people aged over 10 | 10.22 m² |
| One person aged under 10 | 4.64 m² |
| Any sleeping room | ≥ 4.64 m² |
Licensed HMOs must provide adequate, well-located cooking, washing and toilet facilities for the number of occupants, plus safe gas/electrics, working fire detection and proper waste storage. The exact ratios (occupants per bathroom, per WC, kitchen size) are set by each council in its own HMO amenity standards — confirm the figures with the borough before committing to a scheme.
Minimum room sizes and the mandatory-licensing threshold are national law (Licensing of Houses in Multiple Occupation (Mandatory Conditions of Licences) (England) Regulations 2018), sourced under the Open Government Licence v3 — they apply in every council. Licensing designations shown are those in our records; verify the current position and exact amenity standards with City of London Council before relying on this. gov.uk: HMO licences ↗
Article 4 Directions in City of London planning.data.gov.uk
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