Astor Place · Borough Intelligence

City of London HMO & Article 4 planning

1150 applications in the last 12 months · Current to 24 September 2026 via the council's own planning portal. · Analysis updated 20 Sep 2026 · Low confidence

Grade – 1150 apps (12 mo)
Astor analyst's read

City of London — 1,175 applications in 12 months; minimal HMO-specific regulation in our records.

Profile

Central London's financial core: ultra-dense commercial stock, daytime-only population, limited residential footprint.

Planning

One Article 4 direction in our records (non-HMO-classified); high application throughput suggests active development climate, though council stance unclear from data.

Deal angle

Insufficient data for a confident read. Bridging/HMO play unlikely in a primarily commercial zone with minimal residential base.

ASTOR UNDERWRITING UNIT // AI SYNTHESIS // VERIFY WITH COUNCIL BEFORE ACTING

Map Article 4 zones (oxblood = HMO-related) · application pins · click for detail
1 Article 4 direction recorded for City of London, but their polygon geometry isn't published on planning.data.gov.uk yet — the directions below are real (sourced from the metadata feed) and only the map overlay is empty. Coverage will fill in as the LPA uploads boundary data.

Investment Grade

A: select with confidence · B: selectable with discipline · C: case-by-case · D: avoid unless exceptional

Insufficient data for city_of_london (1152 apps, 775 decided).

97%
Approval Rate · 12-mo trend
11.6w
Avg Decision
1150
Apps (12 mo)
Council Profile
Planning stance Unknown — insufficient data
Decision speed Unknown
Article 4 directions (planning.data.gov.uk) 1 direction recorded — restrictions apply. Full breakdown ↓
Investment Assessment
HMO viability Unknown — see Article 4 status
Commercial conversion Unknown
Timing outlook by type
Householder
Data unavailable
Change of use
Data unavailable
Major development
Data unavailable
Prior approval
Data unavailable
Application types breakdown
Type Count Decided Approval Avg weeks Risk Investor notes
Other 677 480 98% 11.4 unknown
Insufficient data for AI assessment.
Discharge of Condition 104 45 100% 7.0 unknown
Insufficient data for AI assessment.
Advertisement / Signage 81 57 89% 14.4 unknown
Insufficient data for AI assessment.
Commercial / Retail / Food & Beverage 79 53 96% 13.2 unknown
Insufficient data for AI assessment.
Listed Building / Heritage 56 43 100% 12.0 unknown
Insufficient data for AI assessment.
HMO / House in Multiple Occupation 35 16 94% 9.6 unknown
Insufficient data for AI assessment.
Demolition 34 25 100% 10.7 unknown
Insufficient data for AI assessment.
Change of Use 21 18 89% 19.1 unknown
Insufficient data for AI assessment.
New Build Commercial / Industrial 21 12 100% 12.2 unknown
Insufficient data for AI assessment.
Telecommunications 14 5 100% 8.7 unknown
Insufficient data for AI assessment.
Residential Extension / Householder 9 7 71% 12.5 unknown
Insufficient data for AI assessment.
Lawful Development Certificate 9 7 100% 6.9 unknown
Insufficient data for AI assessment.
New Build Residential 7 3 100% 15.2 unknown
Insufficient data for AI assessment.
Prior Approval / Permitted Development 4 3 100% 4.1 unknown
Insufficient data for AI assessment.
Tree Works 1 1 100% 20.0 unknown
Insufficient data for AI assessment.
Analyst notes & data quality
Run after more applications have been scraped and decided.

HMO Requirements in City of London

What it takes to run a House in Multiple Occupation in City of London — whether you need planning permission, the licence the property must hold, and the statutory minimum room sizes. Verify current details with the council before committing.

Full guides: HMO licensing in City of London ↗ · Article 4 directions ↗

01 · Planning permission
No HMO Article 4 in our records

No HMO Article 4 direction in our records for this borough. Where no direction applies, converting a home to a small HMO (C4, up to six occupants) is usually permitted development — but coverage can be incomplete, so verify with the council before relying on this.

See the full Article 4 picture below ↓
02 · Licence to operate
Mandatory HMO licence National
5 or more occupants forming 2 or more separate households

Any HMO occupied by five or more people making up two or more separate households (sharing a kitchen, bathroom or toilet) must hold a mandatory HMO licence. This applies in every council in England, regardless of the number of storeys.

No Additional or Selective licensing scheme in our records for City of London. Many boroughs operate schemes that extend licensing to smaller HMOs or all rented homes, and these change on five-year cycles — check the council's current designation via the gov.uk licence finder ↗.
03 · Minimum room sizes
One person aged over 10 6.51 m²
Two people aged over 10 10.22 m²
One person aged under 10 4.64 m²
Any sleeping room ≥ 4.64 m²
Kitchen, bathroom & WC standards

Licensed HMOs must provide adequate, well-located cooking, washing and toilet facilities for the number of occupants, plus safe gas/electrics, working fire detection and proper waste storage. The exact ratios (occupants per bathroom, per WC, kitchen size) are set by each council in its own HMO amenity standards — confirm the figures with the borough before committing to a scheme.

Minimum room sizes and the mandatory-licensing threshold are national law (Licensing of Houses in Multiple Occupation (Mandatory Conditions of Licences) (England) Regulations 2018), sourced under the Open Government Licence v3 — they apply in every council. Licensing designations shown are those in our records; verify the current position and exact amenity standards with City of London Council before relying on this. gov.uk: HMO licences ↗

Article 4 Directions in City of London planning.data.gov.uk

No major restrictions identified from available data.
Other Restrictions (1)
Check the direction document to confirm the geographic extent.
ASTOR UNDERWRITING UNIT // CITY OF LONDON // DATA SYNC: ACTIVE // PORTAL: VERIFIED  // ANALYSIS: 20 SEP 2026